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SOLUTIONS

Underwriting Management Experts (UME), is a full service MGU.

We provide flexible, innovative stop-loss, captives and life products that meet the unique needs of our partners. UME offers professional expertise, personalized service and creative solutions to an ever-changing marketplace.  UME is a managing general underwriter of employer stop-loss coverage. We provide a full range of services including underwriting, policy binding, contract issuance, premium collection and claims payment. We also offer captive solutions and student medical.

WHO WE ARE

UME is known for its excellent customer service and responsiveness. We are flexible and accommodating. Our main goal is to meet the needs of our partners.

Anne Marie ChapmanPrincipal / CEO
Hello! My name is Anne Marie Chapman. I am a Principal of Underwriting Management Experts. I have been working in the stop-loss industry since 1990 and have many years of experience with these products and services. During this time, I have met many wonderful partners that I can now call my friends. I am thrilled to lead such a talented team and look forward to our growing success. Please do not hesitate to call or email me directly with any questions or concerns you may have.
Lisa SchneiderFounder / CFO
Hello everyone, my name is Lisa Schneider. I am a Principal of Underwriting Management Experts. I have been working in the group insurance field since 1984. I am proud to mention that in ’95, I created an aggregate manual that is still being used today! Over the years I have met many wonderful clients that are still in my life today. Here at UME, we specialize in all areas of the reinsurance industry. Meeting new people and maintaining long-standing relationships is my forte. My number one goal is to make sure you, the client, have a memorable experience. I can easily be reached, and I encourage anyone to contact me with questions or concerns.
Bobby GloriosoExecutive Assistant
Hello! My name is Robert Glorioso, but everyone calls me Bobby.  I have been an Executive Assistant since 2013, and I thoroughly enjoy speaking with both existing and new clients alike! Please don’t hesitate to contact me regarding any matter, and I will be sure to get you to the right person. I have found a fantastic home here at UME and look forward to making your experience with us a great one!
Samantha GallagherPresident / CUO
Hello! My name is Samantha Gallagher, but you can call me Sam. I have been in the insurance industry as an Underwriter since 2004. In 2015, I was promoted to Chief Underwriting Officer and President here at UME. I enjoy both working hard and playing hard. What I enjoy most about my job is getting to know our clients on a personal level. If there is anything I can do to make your experience a better one, please let me know!
MEET THE TEAM

TESTIMONIALS

“UME is one of the preeminent organizations WellNet has had the pleasure to work with. They have been instrumental in assisting WellNet grow its block of business and foster our broker relationships. UME differentiates themselves in the industry by thinking outside the box and getting it done when others don’t have a solution…

Jason Kovar, Executive Vice President - Head of Health Plans – WellNet

I have been working with MGUs and reinsurers for over twenty years and quite simply, some are better to work with than others.  UME is a new MGU but I have worked closely with the people involved for that same twenty year period and I would highly recommend that you give UME the opportunity to quote your business.  They are very professional, knowledgeable and easy to work with.

Dan Riston, MCA Administrators

The staff at UME has provided a seamless transition from our previous MGU.   Transmitting information for group setup, claim filings, and other notifications is now a very simplistic process saving our company time and money.  UME’s reimbursement auditing and funding procedures have increased our client retention by efficiently turning around claims in a timely manner.  The staff is always very friendly, helpful, and informative.

Mike Kahoe, GMS

I’ve had the pleasure of working with many of the underwriters and support staff at UME for several years. I continue to be impressed with their level of professionalism and dedication to working with us to get cases sold. This includes working with us to develop new programs, underwriting and claims for our captive and just traditional stop loss placement. They truly have been the catalyst for the rapid growth we have experienced and we see them more as a partner than a vendor.

The approach UME takes from underwriting, claims, and through the renewal process certainly makes our job easier and gives us confidence in knowing things are being handled appropriately and in the best interest of our clients.

UME has been a valued partner in helping our agency add new clients. They have done it in a very diligent and effective manner and they operate with the highest integrity. Their zeal for what they do is obvious from the first call on. If you want to be successful in placing stop loss pick up the phone and give them a call… I can assure you from personal experience it will be one of the best calls you make.

Bob Chiesa, President, Custom Benefits Insurance Group

“UME is one of the preeminent organizations WellNet has had the pleasure to work with. They have been instrumental in assisting WellNet grow its block of business and foster our broker relationships. UME differentiates themselves in the industry by thinking outside the box and getting it done when others don’t have a solution…

Jason Kovar

Executive Vice President – Head of Health Plans – WellNet


I have been working with MGUs and reinsurers for over twenty years and quite simply, some are better to work with than others.  UME is a new MGU but I have worked closely with the people involved for that same twenty year period and I would highly recommend that you give UME the opportunity to quote your business.  They are very professional, knowledgeable and easy to work with.

Dan Riston

MCA Administrators


The staff at UME has provided a seamless transition from our previous MGU.   Transmitting information for group setup, claim filings, and other notifications is now a very simplistic process saving our company time and money.  UME’s reimbursement auditing and funding procedures have increased our client retention by efficiently turning around claims in a timely manner.  The staff is always very friendly, helpful, and informative.

Mike Kahoe

GMS


I’ve had the pleasure of working with many of the underwriters and support staff at UME for several years. I continue to be impressed with their level of professionalism and dedication to working with us to get cases sold. This includes working with us to develop new programs, underwriting and claims for our captive and just traditional stop loss placement. They truly have been the catalyst for the rapid growth we have experienced and we see them more as a partner than a vendor.

The approach UME takes from underwriting, claims, and through the renewal process certainly makes our job easier and gives us confidence in knowing things are being handled appropriately and in the best interest of our clients.

 UME has been a valued partner in helping our agency add new clients. They have done it in a very diligent and effective manner and they operate with the highest integrity. Their zeal for what they do is obvious from the first call on. If you want to be successful in placing stop loss pick up the phone and give them a call… I can assure you from personal experience it will be one of the best calls you make.

Bob Chiesa

President – Custom Benefits Insurance Group

CONTACT US

140 Orvilla Road

Lansdale, PA 19446

Telephone: +1 (855) 315-5088

Local Telephone: +1 (267) 519-1900

Fax: +1 (267) 519-1845

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SOLUTIONS

Underwriting Management Experts (UME), is a full service MGU.
We provide flexible, innovative stop-loss, captives and life products that meet the unique needs of our partners. UME offers professional expertise, personalized service and creative solutions to an ever-changing marketplace.  UME is a managing general underwriter of employer stop-loss coverage. We provide a full range of services including underwriting, policy binding, contract issuance, premium collection and claims payment. We also offer captive solutions and student medical.

  CLAIMS

 UME’s claims department is equipped to handle your claims in a timely manner.
Our staff has experience covering all lines of health insurance including Medical, Dental, STD and LTD. We are devoted to creating and maintaining a solid working relationship with our partners.
Our focus at UME is to maintain our outstanding performance in serving our clients.
Our underwriting team’s high level of expertise is attributable to 50+ years of experience. We continue to develop products and solutions to fit the changing needs of our clients. We currently offer traditional stop-loss, aggregate only, captives, student medical and a maximum advantage plan.
We take our partnerships very seriously, so there are a few things you need to know about appointment and licensing with UME.
All brokers and Third Party Administrators are required to be appointed by our carrier(s) for the states in which the groups are located. This includes all entities or individuals who receive commissions or sell/assist with any contracts underwritten by UME.
In addition to our other insurance products, UME offers captives, a unique and innovative insurance solution.
They are a great option for many, so we encourage you to contact us about them today!

 PREMIUMS

As a part of our commitment to you, our client, we strive to make our premium submission process as painless as possible.
If you have any questions or concerns about the policies outlined below, we are always here to speak with you one-on-one and give you the personalized service that you need!

WHO WE ARE

UME is known for its excellent customer service and responsiveness. We are flexible and accommodating, and our main goal is to meet the needs of our partners.
Anne Marie ChapmanPrincipal / CEO
Hello! My name is Anne Marie Chapman. I am a Principal of Underwriting Management Experts. I have been working in the stop-loss industry for over 25 years. During my time in the self-funded industry, I have met many wonderful partners that I can now call my friends. I am thrilled to lead such a talented team and look forward to our growing success. Please do not hesitate to call or email me directly with any questions or concerns you may have.
Lisa SchneiderFounder / CFO
Hello everyone, my name is Lisa Schneider. I am a Principal of Underwriting Management Experts. I have been working in the group insurance field since 1984. I am proud to mention that in ’95, I created an aggregate manual that is still being used today! Over the years I have met many wonderful clients that are still in my life today. Here at UME, we specialize in all areas of the reinsurance industry. Meeting new people and maintaining long-standing relationships is my forte. My number one goal is to make sure you, the client, have a memorable experience. I can easily be reached, and I encourage anyone to contact me with questions or concerns.
Bobby GloriosoExecutive Assistant
Hello! My name is Robert Glorioso, but everyone calls me Bobby.  I have been an Executive Assistant since 2013, and I thoroughly enjoy speaking with both existing and new clients alike! Please don't hesitate to contact me regarding any matter, and I will be sure to get you to the right person. I have found a fantastic home here at UME and look forward to making your experience with us a great one!
Samantha GallagherPresident / CUO
Hello! My name is Samantha Gallagher, but you can call me Sam. I have been in the insurance industry as an Underwriter since 2004. This year, I was promoted to Chief Underwriting Officer and most recently have become the President here at UME as well.  I enjoy both working hard and playing hard. What I enjoy most about my job is getting to know our clients on a personal level. If there is anything I can do to make your experience a better one, please let me know!
MEET THE TEAM

140 Orvilla Road

Lansdale, PA 19446

Telephone:+1 (855) 315-5088

Local Telephone: +1 (267) 519-1900

Fax: +1 (267) 519-1845

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