UME is known for its excellent customer service and responsiveness. We are flexible and accommodating, and our main goal is to meet the needs of our partners.
Anne Marie Chapman
Founder and CEO
Hello! My name is Anne Marie Chapman. I am Founder and Chief Executive Officer of Underwriting Management Experts. I have been working in the insurance industry since 1990, developing products and services that will best meet the needs of a rapidly changing marketplace. Through my years of experience, I have gained an extensive knowledge of stop-loss, captives, and all things related to self-funded plans. I have met many wonderful partners that I can now call my friends. I am thrilled to lead such a talented team and look forward to UME’s continued growth and success. Please do not hesitate to call or email me directly with any questions or concerns you may have.
President and Co-Founder
Hello! My name is Samantha Gallagher, but you can call me Sam. I have been in the insurance industry as an Underwriter since 2004. I am the President and Co-Founder here at UME. I enjoy both working hard and playing hard. What I enjoy most about my job is getting to know our clients on a personal level. If there is anything I can do to make your experience a better one, please let me know!
Hello! My name is Robert Glorioso, but everyone calls me Bobby. In 2018, I became the Chief Operating Officer here at UME, after first joining the company in 2014. In this role, my main objective is to keep UME functioning like the well-oiled machine it is. Not only am I always available for my peers, but I thoroughly enjoy speaking with both existing and new clients alike! Please don’t hesitate to contact me regarding any matter, and I will be sure to connect you to the right person. I have found a fantastic home at UME and look forward to making your experience with us a great one!
My name is Jack McCarthy, and I am the Executive Vice President of UME. Here I am the head of our cost containment program and working in product development, strategic planning, and finance. Previously I worked at Crum & Forster in the direct underwriting division and at Oxford Brokerage in London. I have a Bachelor of Science degree in Business Administration from Drexel University, with concentrations in Finance and Health Services Administration. You can always find me in the office because work is my favorite! Please reach out to me any time if I can be of service.
Hello! My name is Costas Reamensnyder, and I am the Chief Financial Officer at UME. Prior to UME, I performed financial auditing for self-insured health plans, and then ran a TPA for over 5 years. As UME’s CFO, I ensure the finance department continues to run smoothly. Our division manages premiums received, claim payments to policyholders, commission payments, and other related tasks. If you ever have any relative questions, please feel free to contact me directly. I am very excited to be a part of the UME team, and I look forward to working with you.
Greetings! I am Elizabeth Frank, and I have been a health insurance broker in the fully insured world for more than 20 years. I am also a firm believer that dogs are children covered with hair! I love nothing more than helping employers understand how to manage the second most important line item on their P & L: health insurance. I joined UME during the COVID-19 pandemic, in September 2020. Since then, I have shifted my realm of influence from the fully insured market to a more diverse and trend-setting arena of alternative funding. I look forward to working with UME and our partners to create a strategic and turn-key solution to your business needs.